Most new and learner drivers are on a limited budget are looking for cheap car insurance. Here are some car insurance tips and suggestions to consider when trying to get a low cost motor insurance policy and keep premiums down:
* Opt to pay a higher excess in the event of an insurance claim.
* If you have recently passed your driving test, investigate whether it would be cost-effective to complete the Pass Plus training programme to qualify for car insurance discounts.
* Investigate buying car insurance online as some companies offer a worthwhile discount for policies purchased in this way.
* If your vehicle is not fitted with an approved immobiliser, compare car insurance quotes with and without one fitted. It may be cost-effective to have one installed.
* Limit the number of miles you drive each year, and tell insurance companies your typical annual mileage when getting quotes.
* Use an insurance broker if you can’t spare the time to ‘phone or shop around to get quotations yourself. Alternatively, consider using an online service such as pierremoneymart.com to automatically compare motor insurance quotes from more than 50 providers.
* Restrict the drivers on your car insurance policy. In particular, minimise the number of young drivers under twenty-five.
